FIDC Structuring Product – Unita Capital
The Unita Capital FIDC Structuring Product enables companies to access Brazil’s capital markets by creating and operating Receivables Investment Funds (FIDCs).
This product is designed for companies seeking:
- Immediate liquidity
- Balance-sheet deleveraging
- Diversified funding sources
- Tax efficiency
- Institutional governance
- Scalable access to capital
Unita Capital manages the entire structuring process, delivering financial modeling, regulatory coordination, and investor-ready documentation so middle-market businesses can raise capital with sophistication and competitiveness.
How an FIDC Works
An FIDC securitizes receivables through a regulated and transparent structure:
- The company sells its receivables to the fund
- The FIDC provides upfront capital
- Clients pay the receivables directly to the fund
- Investors receive returns based on portfolio performance
With CVM regulation and independent agents (administrator, custodian, auditor), FIDCs offer security and investor confidence.
Key Advantages
- Immediate liquidity
- Non-bank, non-traditional debt
- Lower effective cost of capital
- High governance standards
- Relevant tax advantages
- Scalable and repeatable funding cycles
Who This Is For
- Retail
- Healthcare
- Education
- Distribution
- Agribusiness
- Recurring-receivables operations
- Payment and fintech platforms
What Unita Capital Delivers
- Feasibility analysis and credit modelling
- Ideal structure design
- Coordination with legal, rating, audit, and admin agents
- Full regulatory documentation
- Investor roadshow
- Post-issuance monitoring and reporting
Technical Team
The team is composed of specialists in structured credit, corporate finance, modeling, securitization, quantitative analysis, and venture debt — as shown in the official material.
Contact
Unita Capital – Strategy & Finance
Phone: +55 11 95023-3117
Email: felipe.leao@unita-ef.com